Payment Gateways in South Africa

One of the important aspects of your online business is getting paid. This is a list of reliable payment gateways in South Africa that provide online payment gateways to help you with that.

Welcome to Huge Design’s guide to Payment Gateways in South Africa!

Whether you’re a small business owner or an established merchant, choosing the right payment solution is key to thriving in today’s digital economy. 

This page explores the top payment gateways available in South Africa, breaking down their features, benefits, and how they cater to local needs. Dive in to find the perfect fit for your business and simplify transactions with confidence!

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List of Payment Gateways in South Africa
Bobpay
Bob Pay offers South African merchants a fast, secure, and cost-effective online payment gateway. Easily integrate with platforms like Shopify and WooCommerce or use our developer-friendly API for custom sites. Accept multiple payment methods, including credit/debit cards and Instant EFT, with no setup or subscription fees—just competitive transaction rates. Enjoy robust security, seamless scalability, and reliable support to streamline transactions and grow your business effortlessly.
NowPayments
NOWPayments provides a seamless crypto payment gateway for businesses worldwide. Accept Bitcoin, Ethereum, and over 300 cryptocurrencies with easy integration options like API, plugins for WooCommerce and Shopify, or instant PoS solutions. Enjoy low fees, non-custodial transactions, and instant settlements, plus features like auto coin conversion and fiat-to-crypto processing. Empower your business with secure, scalable, and innovative payment solutions designed for mass crypto adoption.
Ozow

Ozow delivers a fast, secure, and user-friendly payment gateway for South African businesses and consumers. Instantly process Electronic Funds Transfers (EFT) with major banks, no card required, through seamless integrations like API, eCommerce plugins, QR codes, and in-store PoS solutions. Benefit from real-time notifications, automated reconciliation, and robust security with no setup fees—just simple, transparent pricing. Empower your business with innovative, cashless payment options designed to boost efficiency and customer satisfaction.

Pay@

Pay@ offers South African businesses a versatile and secure payment processing solution tailored for convenience. Accept payments effortlessly via EFT, card transactions, and mobile money integrations, with options for in-store, online, or on-the-go use. Featuring competitive rates, no hidden fees, and seamless compatibility with eCommerce platforms and custom systems, Pay@ ensures fast payouts and reliable support. Simplify your payment operations and enhance customer experiences with a trusted, locally-focused gateway.

Payfast

Payfast provides South African merchants with a reliable and flexible online payment gateway designed for growth. Seamlessly integrate with popular platforms like WooCommerce and Shopify, or leverage the robust API for custom builds. Accept a wide range of payment methods, including cards, Instant EFT, mobile wallets, and more, with competitive pricing and no setup costs. Benefit from real-time reporting, top-tier security, and dedicated support to optimize transactions and elevate your business effortlessly.

Payflex

Payflex empowers South African shoppers and merchants with a leading buy-now-pay-later solution. Customers enjoy interest-free installment payments over six weeks, boosting purchasing power, while businesses benefit from increased sales and instant settlements. Easily integrate with eCommerce platforms or in-store systems, with no risk of non-payment and zero setup fees. Enhance customer satisfaction and drive revenue with a secure, flexible, and locally-tailored payment option designed for seamless transactions.

Peach Payments

Peach Payments delivers a powerful and secure payment gateway for businesses across Africa. Process payments effortlessly with support for cards, EFT, mobile wallets, and alternative methods, tailored to local markets. Integrate seamlessly via API or plugins for Shopify, WooCommerce, and more, with scalable solutions for startups to enterprises. Enjoy competitive pricing, advanced fraud protection, and expert support to simplify transactions, enhance customer trust, and accelerate business growth.

SnapScan

SnapScan offers South African businesses a simple and innovative mobile payment solution. Customers pay quickly and securely using their phones via QR codes, compatible with major cards and digital wallets. Integrate effortlessly into in-store, online, or on-the-go operations with no complex setup—just low transaction fees and fast settlements. Boost convenience, streamline cashless transactions, and elevate customer experiences with a trusted, locally-developed payment platform.

Stitch

Stitch Express empowers e-commerce businesses with a high-converting, user-friendly payment gateway optimized for South African markets. Integrate effortlessly with platforms like Shopify, WooCommerce, and Squarespace to accept cards, Instant EFT, and digital wallets like Apple Pay. Enjoy competitive pricing, rapid onboarding, and real-time support from a dedicated team, all backed by enterprise-grade security and flexible payout options. Boost checkout success and grow your revenue with a streamlined, reliable payment solution.

Yoco

Yoco provides South African businesses with an all-in-one payment solution built for simplicity and growth. Accept card payments in-store or online with affordable, portable card machines and seamless eCommerce integrations. Enjoy no monthly fees, transparent pricing, and fast payouts, plus powerful tools like sales analytics and business management features. From startups to established merchants, Yoco delivers secure, reliable, and locally-supported payment processing to keep your business thriving.

Zapper

Zapper offers South African merchants and consumers a fast, secure, and mobile-first payment experience. Pay or accept payments instantly via QR codes, supporting cards, digital wallets, and loyalty integrations, perfect for in-store, online, or on-the-go transactions. With easy setup, low fees, and real-time tracking, businesses can streamline operations while customers enjoy a frictionless checkout. Elevate convenience and efficiency with a trusted, locally-crafted payment solution designed for modern commerce.